The Basics of Total and Permanent Disability (TPD) Insurance Claims
For many of us, a serious workplace injury is one of the nightmare scenarios we dread most. Not only are you trying to recover from an injury, but you’re also losing income while you do so. How do you support your family and pay your medical bills if you can no longer...
My Claim Has Been Approved! Now What? How Workers’ Compensation Claims Work in NSW
You were injured at work, you filed a workers’ compensation claim, and your claim has been approved. This is an important first step towards getting the compensation you deserve for your injury; but once your claim is approved, your work has only just begun. Workers’...
A Complete Guide to Motor Vehicle Accident Claims in New South Wales
Did you know that every day, up to 30 people are hospitalised due to accidents on New South Wale roads? Motor vehicle accidents are something we don't expect will happen to us. However, according to research, 77% of drivers have been involved in at least one. If you...
What To Do If You Have A Slip and Fall
A slip and fall can happen anywhere, but often occurs in a public place like a shopping centre, supermarket, a restaurant, a pub, or a café. It’s easy to think that a slip and fall won’t cause significant injury, but that is often not the case. A slip and fall...
What Does Exempt Worker mean?
In NSW, major changes were made to the workers compensation scheme in amendments to the Workers Compensation Act 1987 in 2012, and again in 2015. An “exempt worker” describes those classes of worker to whom these changes do not apply. An exempt worker, being a worker...
Returning to work after a work related injury? Here’s 5 hot tips to ensure you get the most out of your claim.
Returning to work after a work related injury? Here’s 5 hot tips to ensure you get the most out of your claim The NSW workers compensation scheme is complicated, particularly if you fall within the class of workers affected by the 2012 amendments to the Workers...
What does “minor injury” mean if I’ve had a motor vehicle accident?
If you have been injured in a car accident after 1 December 2017, the CTP insurer may have advised you that you have suffered a “minor injury”. If you’re not sure what this means, read on for more information. The changes to the NSW CTP scheme which took effect on 1...
What is life insurance?
Life insurance is a policy of insurance intended to protect you, and your family, from suffering financial difficulty after a certain event – for example, if you get sick, suffer an injury, or pass away. Types of Life Insurance 1. Total and Permanent Disablement (TPD)...
Five things to know about making a compensation claim after a car accident in NSW
If you have been injured in a car accident after 1 December 2017, read on for five things to know about making a compensation claim in NSW. 1. The NSW system is a no fault system The system in NSW is now, as of 1 December 2017, a no fault system. This means that if...
PSA- Check your superannuation before 1 July
When did you last check your super? Many, if not most, people hold life insurance, or total and permanent disability insurance, through a superannuation fund, and don’t know it – until becoming unable to work due to injury or illness. On 1 July 2019, major...